Terms of Service

Terms of Service

1. Welcome to MyMI Wallet

Welcome to MyMI Wallet. By accessing or using our services, you agree to comply with and be bound by these Terms of Service (ToS). Please read them carefully. If you do not agree with any part of these terms, you must not use our services.

2. Services Provided

MyMI Wallet offers a variety of financial services, including but not limited to:

  • Personal Budgeting
  • Investment Portfolio Management Application
  • Financial Account Integration
  • ACH Payments / Wires
  • Fiat to Crypto Conversion
  • Crypto Token Swaps
  • Shared Revenue Streams
  • Crypto Exchange
  • Crypto Mining / Staking Liquidity Pools
  • Custom Alerts/Notifications
  • Corporate Finance Services (Accounting Tools)
  • Taxation (Individual/Business)
  • Credit / Debt Repair
  • Retirement Planning
  • Certified Financial Advisor Listing / Connectivity
  • Investment Community Tools & Services
  • Advertising
  • MyMI Trade Alerts
  • Private Equity Investments
  • Financial Education
  • Full-Service White Labeling (3rd Party Tools for other platforms like ours)

3. User Accounts

Registration

To access our services, you must create an account by providing accurate information including your full name, date of birth, address, and contact details. You agree to keep your account information up to date.

Verification

You agree to undergo KYC (Know Your Customer) and AML (Anti-Money Laundering) verification processes by submitting identity documents and proof of address.

Account Security

You are responsible for maintaining the confidentiality of your account credentials. Notify us immediately if you suspect any unauthorized access to your account.

4. Use of Services

Acceptable Use

You agree to use MyMI Wallet services only for lawful purposes and in accordance with these ToS. You shall not:

  • Engage in fraudulent or illegal activities.
  • Use the services in a manner that could damage, disable, overburden, or impair our servers.
  • Attempt to gain unauthorized access to any part of the service.

Prohibited Activities

Prohibited activities include but are not limited to:

  • Money laundering, terrorist financing, and any other illegal activities.
  • Fraud or deception.
  • Violations of data protection laws such as GDPR and CCPA.

5. Fees and Transactions

Transaction Fees

MyMI Wallet charges a 1% service fee on all transactions, plus a network fee for blockchain transactions. These fees are subject to change.

Payment Methods

You can fund your account using ACH payments, wire transfers, or other methods specified by MyMI Wallet. All transactions are final and non-reversible.

Refund Policy

Due to the nature of cryptocurrency transactions, refunds are not possible once a transaction has been confirmed on the blockchain.

6. Data Privacy

Data Collection

We collect and process your personal data in accordance with our Privacy Policy. By using our services, you consent to such collection and processing.

Data Security

We implement robust security measures to protect your data. However, we cannot guarantee absolute security, and you acknowledge that you provide your personal data at your own risk.

7. Limitation of Liability

No Financial Advice

MyMI Wallet does not provide financial advice. All investment decisions are made at your own risk.

Liability

To the maximum extent permitted by law, MyMI Wallet shall not be liable for any indirect, incidental, or consequential damages arising from your use of the services.

Indemnification

You agree to indemnify and hold MyMI Wallet harmless from any claims, losses, or damages arising from your violation of these ToS or any applicable laws.

8. Governing Law

These ToS are governed by the laws of the jurisdiction in which MyMI Wallet operates. Any disputes arising from these terms will be resolved in the courts of that jurisdiction.

9. Changes to Terms

MyMI Wallet reserves the right to update these ToS at any time. Users will be notified of any changes, and continued use of the platform constitutes acceptance of the updated terms.

10. Contact Us

If you have any questions or concerns about these Terms of Service, please contact us at support@mymiwallet.com.